Careers

Pay and Benefits
$48,000.00 - $60,000.00 per year

Benefits: 401(k), 401(k) matching, Dental insurance, Disability insurance, Health insurance, Health savings account, Life insurance, Paid time off, Retirement plan, Vision insurance

Job Type
Full-time

Position Summary:
The Credit Analyst/ Account Manager will be responsible for analyzing credit data and financial information of persons or companies who are applying for credit and/or loans to determind the risk that the company may not recoup the funds loaned. The level of risk is then used to determine if the loan or line of credit will be granted as well as the terms of the loan, including interest rate. The Credit Analyst/ Account manager will prepare reports based upon their findings to assist in the decision-making of lending and credit-worthiness. This role will require considerable interaction with remote sales representatives related to acquisitions. 

Primary Functions:
Evaluating clients' credit data and financial statements in order to determine the degree of risk involved in lending money

Preparing reports identifying the degree of risk in lending money to clients

Analyzing client records and using the data to recommend payment plans

Conferring with credit associations and references to exchange credit information on clients

Evaluating the financial status of clients by producing financial ratios through computer programs

Filling out loan applications and including the credit analysis and loan request summaries, then submitting the loan applications to management for approval

Helping supply chain and sales and marketing departments in managing financial orders to help them control credit exposure, make payments on time, and reduce the risk of customer disputes

Conferring with clients to verify their financial/credit transactions and to resolve their complaints

Qualifications:
Bachelor's Degree in Accounting, Economics, Finance, Statistics, or Marketing

Experience in fast-paced high-volume credit and collection environment is a plus

Strong knowledge of customer and software systems (Microsoft Office)